RISK MANAGEMENT

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Risk Management

While in the process of need identification we differentiate one’s financial dreams into two parts.

  • Good Dreams
  • Nightmare

Good dreams addressed by savings and investing but on the other hand night mare addressed with Insurance. Although all the risks need to covered under insurance and vis a versa

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while providing financial counselling we differentiate his Risk in three categories

  • Avoidable risk
  • Retaiable Risk
  • Transferable risk

Since we are talking about personal finance here is financial needs are personal not generic that is why need customized advise. It means one size dose not fit for all. We make our investors understand the difference among all the risk and present the customized road map.

Say for example:- Due to medical advancements in most of the cases individual financial death touch before physical death. Health insurace can save one’s family for financial death.