Mr. Agarwal started his journey with Karvy stock broking ltd dehradun, Since Karvy was into the all Financial Product distribution, Mr Agarwal gained knowledge and experience in the span of 5 years. But at the same time Mr. Agarwal realized in the race of getting high returns investors reaches no where and during the process of chasing high returns traped and burned their finger by focusing on high return.Mr. Agarwal found himself helpless in this situation because neither he was qualified enough to advise need based nor his employer was willing for the same.

Mr. Agarwal is very much impressed with a famous quotation of Mr Robert T. Kiyosaky author of Rich Dad Poor Dad

“People struggle financially is because they had spent years in school but learned nothing about money, result of this people work for money and never learn to money work for them”

In this time process year 2008 came to know about the prestigious international certification which is known as the world’s highest eithical standard of Need based Financial industry and acceptable 23 other countries.

Mr Agarwal resigned from his job from the position of Branch manager invested one year to get this certification.

The main objective of this organization is to help investors by hand holding on money management and spreading financial awareness by the way of conduction Investors awareness lectures, participating in talk shows, creating videos, road shows and by using social media and digital media platforms.

TFD believes in that managing money is more difficult than making money because “People struggle financially is because they had spent years in schools but learn nothing about the money, result of that people learn to work for money but never learn have money work for them”.

Our main objective is to make the investors aware the about importance of Need Based Financial Investing. We always promote Need analysis and Risk Profiling before taking any financial decision