FINANCIAL COUNSELLING

AMFI-Registered Mutual Fund Distributor

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Financial counselling

Everyone wants haven but no one wants to die.
Mutual Funds investments are subject to market risk and we don’t want to take the risk. May I know who decide how much risk one should take, if you think that this is you than you are wrong.you stands no where to decide to fix your risk parameters,the gap between your present setutation and expactation decides how much risk you should take to reach your destination.

Let us understand this with a simple example we have lot many transportation medium from low risk to high risk

  • On foot
  • Bicycle
  • Bike
  • Bus
  • train
  • Own car
  • Taxi
  • By air

A very simple question Which option you decide to travel……………..do u have any answer….no because question is wrong.

You have to reach Delhi which is 300 km far from here and you have to reach their in next 4 hours you have to travel by air in spite of knowing that it is costly and riskier then any other transportation medium.

On the other hand I want to go to wash room…. no need to take the risk.

In our Financial counselling services we not only set a road map to achieve any financial goal but also make the investor realize that this is not in the hand of investor to decide how much risk he want to take but it is your present situation and expectation which if forcing him to do so…

One the other hand investor consider Home insurance, health insurance a extra cost burden, while providing financial counselling we differentiate his Risk in three categories

  1. Avoidable risk
  2. Retaiable Risk
  3. Transfferable risk

Since we are talking about personal finance here is financial needs are personal not generic that is why need customized advise. It means one size dose not fit for all.

In short most of the person came to us to ask where to invest but we make them understand why to invest which keep them invested longterm or till the time goal achieved.